A temporary lack of financial liquidity can happen to anyone. How to deal with unexpected expenses and all kinds of financial emergencies? Short-term loans, also known as payday loans, are a good way to get the money you need quickly.
A 2-month loan will be a great alternative to popular 30-day offers. A longer repayment period ensures a greater sense of security, thus enabling a better fit with the borrower’s financial capacity. What other benefits does a 60-day loan have?
Two-month loan – how does it work?
A loan for 2 months can be obtained on the Good Finance website. When choosing the amount and repayment date, however, you should reasonably assess your needs and possibilities to avoid the situation that we will not be able to settle your debt at the indicated time. The period of 2 months for loan repayment is definitely more convenient than for offers up to 30 days, as it reduces the risk of not obtaining funds to settle the liability.
To obtain a loan in Good Finance, you must meet several criteria:
- be 18 years of age and up to 70 years of age,
- have Polish citizenship and registered address in the country
- have an email address and an active phone number
- have a bank account registered for your details
- receive a steady income
- not have financial backlogs with Good Finance
- pass the verification of your identity and creditworthiness
60-day loan – for whom?
A broken car or a sudden failure at home are one of the many reasons why you may need a quick short-term loan. When your budget is tight to the limit and waiting for the next payment is out of the question, a 2-month loan seems like a good solution.
A 60-day loan is an offer for people who need more money in a short period of time, and are afraid that repayment within 30 days will exceed the budget.
2-month loan – advantages
Short-term loans have many advantages that are worth paying attention to. First of all, they are extremely easy to use. Just complete the online form and wait for the lender’s decision. Usually, all formalities (from submitting an application to receiving a transfer) are completed within 1 day. It is also worth remembering that in Good Finance loan applications are handled 7 days a week, which is a definite advantage for people who urgently need money during the weekend.
Secondly, when you decide on a loan with a two-month repayment term, you get the opportunity to better plan your current expenses. With funds from two salaries, you will pay the liability within the prescribed period, without worrying about interest and contractual penalties.
This solution also works in case of late payments to the account. Choosing a traditional 30-day payday would then be too risky. Thirdly, the extended repayment period (compared to traditional loans for 30 days) will allow you to find additional sources of income. In this way, you will not only pay off the loan, but also repair the budget and avoid further financial problems.